How to Own a Budget-Friendly Home in CDO—Even on a Modest Income
- Gabriel Mikael
- Jul 25
- 2 min read
Discover How Familia Verde in Lumbia Offers a Smart Homeownership Solution for First-Time Buyers
For many Cagay-anons and OFWs, the dream of owning a home feels just out of reach—especially with rising property prices and high down payments. But what if there’s a community in Cagayan de Oro that lets you build your future without breaking the bank?
Familia Verde in Lumbia was developed with real people in mind—teachers, nurses, OFWs, small business owners, and starting families. It offers affordable home packages with flexible financing options tailored for those who want to stop renting and finally own a home.
✅ The Solution: Own Now, Pay Light Monthly
The specific solution is Pag-IBIG and Bank Financing Assistance—combined with flexible house options like bare units, semi-finished, or fully finished homes. With as little as ₱10,000–₱15,000 monthly, buyers can already start owning a 2-storey townhouse in a growing community.
🏡 Real Example: Meet the Montaños
Take the Montaño family, a working couple with two kids. With no huge savings, they thought homeownership was impossible. But after qualifying for Pag-IBIG financing and choosing a bare unit at Familia Verde, they now live in a home they gradually improved on their own terms—within budget.
💸 Custom Fit for Any Budget
Not ready for a fully finished home? No problem. Familia Verde allows you to choose a unit type based on your current finances. Start with a bare or semi-finished unit and upgrade as your income grows. You control the cost and the pace of your home improvement.
🏘️ Why Lumbia? Why Now?
Lumbia is rapidly developing, with new access roads, schools, and transport options. Buying now in Familia Verde gives you a chance to own in an appreciating location—while prices are still within reach.
📋 No Hidden Costs, No Headaches
Many buyers worry about hidden charges, surprise fees, or long processing times. But here, the developer offers transparent pricing, loan guidance, and application support to help you from site visit to move-in.
🔑 From Site Visit to Move-In: We’ll Guide You
Our team walks you through the financing application, home design options, and move-in checklist. Whether you're an OFW or based in CDO, we offer virtual walkthroughs, site tours, and step-by-step assistance—even for first-time homebuyers.
🙌 Your Future Starts With One Step
Don’t wait until you “earn more” or “have enough savings.” With flexible terms, a growing location, and real examples of homeowners who made it work—you can start now.
📞 Ready to Own at Familia Verde?
👉 DM us your budget or book a free site tour today! We'll show you your best-fit unit, help with financing, and walk you through every step until you're holding the key to your future.













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